What To Expect At Your Chapter 7 Bankruptcy Meeting

Getting to know more about bankruptcy information is very important especially if you don't want to be cheated in any issue. If you're getting set to attend a Chapter 7 Bankruptcy meeting, there are certain points and conditions you need to expect. You'll always succeed in securing the right information when you know the right steps to take.

In the first place, you need to know that Chapter 7 Bankruptcy is usually administered by a Chapter 7 Trustee. In most cases, the trustee has the duty to sell nonexempt property to repay general unsecured creditors. The trustee also has the duty to check for bankruptcy fraud. He or she makes sure the paperwork you present is correct in every ramification. He or she may also conduct a detailed search into your finances and properties. The trustee engages in a lot of fact finding mission before the meeting is scheduled.

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Now, if you're filing for bankruptcy under Chapter 7, you must be prepared to be present at the Chapter 7 bankruptcy meeting. You're expected to know the location and time for the meeting. In most cases, the meeting is usually set at least 21 days after you file the case. It may not exceed 40 days as well. Just like a case of Chapter 11 bankruptcy, the hearing is usually conducted in a meeting apartment. It may be in a well decorated federal edifice. It is not usually conducted in a court room.

You have to expect to see a judge at the meeting. You have to also know that the meeting is usually convened by your Chapter 7 trustee. In most cases, the trustee will review your case before the main day of the meeting. This is usually done to prepare enough ground to defend your case before the judge when the meeting begins.

There are certain things you're also expected to bring to the meeting. You must come with a photocopy of your identity. You also need to come with a proof of your social security number. In most cases, your trustee will never conduct the meeting if you fail to provide such documents. Even if you forget them, you still need to go and get them or else the meeting will be rescheduled. Other documents you're also expected to come with include copies of recorded mortgage documents, property deeds, car titles, banks statements, pay stubs and so on. You trustee may also notify your attorney as regards the documents you're expected to come with.

You also need to know about the cost involved. Filing for bankruptcy cost varies according to rules guiding a particular location. You need to be in good touch with your trustee to know more of what to expect during the meeting.

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